Affordable Bankruptcy

4509 W. Broad St.

Richmond, VA 23230

(804) 358-2222

REASONS TO HIRE OUR LAW FIRM TO

HANDLE YOUR BANKRUPTCY:

I. FREE TELEPHONE CONSULTATION

II. EVENING AND WEEKEND APPOINTMENTS:

III. AFFORDABLE:

IV. EXPERIENCE AND DEDICATION:

V. ONLINE FORMS:

REASONS TO HIRE OUR LAW FIRM TO

HANDLE YOUR BANKRUPTCY:

1. FREE TELEPHONE CONSULTATION:

(804) 358-2222

You may call us and we will be more than glad to spend whatever time it takes to listen to your situation, answer your questions, discuss our fees and payment plans, and in may cases we may be able to offer you a bankruptcy strategy or other alternative over the telephone.

2. EVENING AND WEEKEND APPOINTMENTS:

In many cases we realize that we need to act quickly and we do not mind coming into the office in the evening or on a weekend if it means stopping a foreclosure on your house or the repossession of your car or the garnishment of your wages.

We are completely computerized which means we can file your petition from our office directly to the court (even on weekends and holidays) and give you and the creditors a case number while you are still sitting in our office. In most cases, if you bring in the needed information we can file you on your first visit.

3. AFFORDABLE: Filing a bankruptcy petition is not cheap but we will make it affordable for you and work hard to come up with a payment plan you can afford. The costs are generally as follows:

CHAPTER 13: CHAPTER 7:

Court Filing Fee $ 274.00 299.00

Credit Counseling 49.00 Same

Credit report (Single) 35.00(Joint) $45.00 Same

Homestead Deed (Chapter 7) 21.00

Post-File Credit Counseling 19.00 (Joint) $38.00 Same

Once we speak with you and determine what needs to be done

in your individual case we can tell you what the attorney fees will be. We typically would like to receive 1/2 of the attorney fees plus costs upon filing but do not let the fees scare you.

Just call us and we will try to work out a payment plan that you can afford. In many cases we can put the balance of the attorney fees into the Chapter 13 payment plan and we will be paid each month by the trustee along with your other creditors. In a Chapter 7 case we can set up a payment plan for you.

4. EXPERIENCE AND DEDICATION: Attorney Cochran has been in the consumer bankruptcy practice since 1989. We handle consumer Chapter 7 and Chapter 13 cases. We do not represent creditors, only the consumer. We pride ourselves on being prepared when we go before the trustees or the Bankruptcy Judges. We have good working relationships with many of the creditors lawyers. If there is a problem we work hard in trying to resolve the problem before it gets to court. This saves you time and money.

5. ONLINE FORMS: You can fill out our information forms online. We can then take that information and transfer it to our computer. Attorney Cochran can then better evaluate your case. If you decide to file this information will save you a lot of time when you come into the office.

Call Now! 804.358.2222